Thats not right. Just because I have had hard financial difficulties in the past, doesn't mean that when I'm trying to get a payday loan I should be punished MORE for it. I've made bad decisions with money in the past, and now I'm finally starting to get smart with, but I'm still being punished for them.It's stupid. The gentleman that helped me was nice, but wasn't really informative. and Actually lied to me about what my rate was going to be. He sold me on the loan, then when it was time to sign he told me "we weren't able to approve you at the previous rate I said." What kind of crap is that? I still took the loan, because I needed it obviously but I will never use this company again!!!!!!