Important Tips for Cash Advance Consumers

Only Borrow Money in an Emergency
Cash advances carry hefty fees and must be repaid on the borrower's next payday and in reality, they don't really solve a financial crisis.

Know the Risks of Online Cash Advances
Any time you funded for a loan, you are giving permission for the lender to access your bank account when the payment comes due. There is no way around it.

Benefit From Credit Counseling
If you find yourself in frequent financial difficulties, seek counselors that can help you with financial advice, budget creation, and community education programs.

Try To Cope Without Cash
If you're late on rent/mortgage and other bills, talk to your creditors and try to delay until you get paid again. If you don't ask them, how do you know they won't do it?

Debt Traps Can Quickly Spiral Out of Control
Before taking out an advance, you should always have a plan in place to pay it back on time. Always avoid taking a new loan to pay off the first one.

Safeguard Your Accounts
Constantly watch your checking account and always check state laws before stopping payment on a check.

Your Consumer Rights
In the US, a borrower of any cash advance has the explicit right to permanently stop the cash advance lender from accessing their bank account. This wouldn't satisfy the loan and the lender would seek other ways but allows the borrower a break from the repeated finance charges they are forced to accrue.